:root {
    --holdings-primary: #0a0a0a;
    --holdings-secondary: #141414;
    --holdings-accent: #d4af37;
    --holdings-accent-hover: #f1c40f;
    --holdings-accent-soft: rgba(212, 175, 55, 0.1);
    --holdings-text-bright: #ffffff;
    --holdings-text-muted: #888888;
    --holdings-border: rgba(212, 175, 55, 0.15);
    --holdings-glass: rgba(10, 10, 10, 0.9);
    --black: #0B0B0B;
    --white: #ffffff;
    --gold: #C6A15B;
    --gold-light: #E5C97B;
    --gold-dark: #b8954c;
    --gold-border: rgba(198, 161, 91, 0.6);
    --gold-glow: rgba(198, 161, 91, 0.15);
    --navy: #1b2f4e;
    --navy-dark: #132338;
    --gray-bg: #f0f2f5;
    --gray-border: #dde1e7;
    --text-muted: rgba(255,255,255,0.65);
    --text-dark: #2c3e50;
    --text-mid: #6b7a8d;
    --transition: 0.35s cubic-bezier(0.22, 1, 0.36, 1);
    --font-display: 'Cormorant Garamond', Georgia, serif;
    --font-ui: 'Montserrat', sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

a { text-decoration: none !important; }

body {
    margin: 0;
    background: var(--holdings-primary);
    color: black;
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}

/* HERO BASE */
.holdings-hero {
    min-height: 100vh;
    position: relative;
    padding: 120px 0;
    background: url("../images/round.jpg") center/cover no-repeat;
    color: #fff;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    align-items: center;
}

.holdings-hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background: rgba(0, 0, 0, 0.204);
    z-index: 0;
}

.hero-subtitle {
    color: var(--holdings-accent);
    text-transform: uppercase;
    letter-spacing: 5px;
    font-size: 0.75rem;
    font-weight: 400;
    margin-bottom: 1.5rem;
    display: block;
}

.hero-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2.5rem, 6vw, 4.5rem);
    color: #fff;
    margin-bottom: 2rem;
    line-height: 1.1;
    -webkit-text-stroke: 1px #C6A15B;
}

/* SECTIONS */
.section-padding { padding: 8rem 2rem; }
.container { max-width: 1200px; margin: 0 auto; }

/* UTILS */
.flex-row { display: flex; gap: 4rem; align-items: center; }
.grid-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 4rem; text-align: center; }
.text-center { text-align: center; }
.flex-1 { flex: 1; }
.mb-1 { margin-bottom: 1rem; }
.mb-2 { margin-bottom: 2rem; }
.mb-3 { margin-bottom: 3rem; }
.max-w-800 { max-width: 800px; margin: 0 auto; }

.holdings-desc-box {
    color: var(--holdings-text-bright);
    font-size: 1.2rem;
    line-height: 1.8;
}

.font-playfair {
    font-family: 'Cormorant Garamond', Georgia, serif;
    font-size: 2.8rem;
    font-weight: 300;
    letter-spacing: 8px;
    text-transform: uppercase;
    color: var(--black);
    line-height: 1.1;
    margin-bottom: 12px;
}

.list-none { list-style: none; padding: 0; margin: 0; }
.border-bottom-soft { border-bottom: 1px solid rgba(218, 165, 32, 0.367); }

/* STATS GRID */
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); width: 100%; }

.stat-card {
    display: flex; flex-direction: column; gap: 14px;
    padding: 44px 36px 40px; position: relative; overflow: hidden;
    cursor: default; transition: transform var(--transition), box-shadow var(--transition);
}

.stat-card::after {
    content: ''; position: absolute; bottom: 0; left: 0;
    width: 0%; height: 3px; transition: width var(--transition);
}

.stat-card:hover { transform: translateY(-4px); z-index: 2; }
.stat-card:hover::after { width: 100%; }

.stat-card--navy { background: var(--navy); color: var(--white); box-shadow: 0 8px 40px rgba(27, 47, 78, 0.35); }
.stat-card--navy:hover { box-shadow: 0 16px 60px rgba(27, 47, 78, 0.5); }
.stat-card--navy::after { background: var(--gold); }
.stat-card--navy .stat-icon { color: rgba(255,255,255,0.75); }
.stat-card--navy .stat-number { color: var(--white); }
.stat-card--navy .stat-label { color: rgba(255,255,255,0.9); }
.stat-card--navy .stat-desc { color: var(--text-muted); }

.stat-card--white {
    background: var(--white); color: var(--text-dark);
    border-right: 1px solid var(--gray-border); border-left: 1px solid var(--gray-border);
    box-shadow: 0 8px 40px rgba(0,0,0,0.06);
}
.stat-card--white:hover { box-shadow: 0 16px 60px rgba(0,0,0,0.12); }
.stat-card--white::after { background: var(--navy); }
.stat-card--white .stat-icon { color: var(--navy); opacity: 0.6; }
.stat-card--white .stat-number { color: var(--navy); }
.stat-card--white .stat-label { color: var(--text-dark); }
.stat-card--white .stat-desc { color: var(--text-mid); }

.stat-card--gray {
    background: var(--gray-bg); color: var(--text-dark);
    border-right: 1px solid var(--gray-border);
    box-shadow: 0 8px 40px rgba(0,0,0,0.04);
}
.stat-card--gray:hover { box-shadow: 0 16px 60px rgba(0,0,0,0.1); }
.stat-card--gray::after { background: var(--gold-dark); }
.stat-card--gray .stat-icon { color: var(--navy); opacity: 0.5; }
.stat-card--gray .stat-number { color: var(--navy); }
.stat-card--gray .stat-label { color: var(--text-dark); }
.stat-card--gray .stat-desc { color: var(--text-mid); }

.stat-card--gold {
    background: var(--gold); color: var(--white);
    box-shadow: 0 8px 40px rgba(201, 168, 76, 0.4);
}
.stat-card--gold:hover { box-shadow: 0 16px 60px rgba(201, 168, 76, 0.55); }
.stat-card--gold::after { background: var(--navy); }
.stat-card--gold .stat-icon { color: rgba(255,255,255,0.85); }
.stat-card--gold .stat-number { color: var(--white); }
.stat-card--gold .stat-label { color: rgba(255,255,255,0.95); }
.stat-card--gold .stat-desc { color: rgba(255,255,255,0.7); }

.stat-icon { width: 48px; height: 48px; margin-bottom: 6px; }
.stat-icon svg { width: 100%; height: 100%; }

.stat-number {
    font-family: 'Cormorant Garamond', serif;
    font-size: 2.75rem; font-weight: 600;
    letter-spacing: -0.02em; line-height: 1;
    opacity: 0; transform: translateY(10px);
    transition: opacity 0.5s ease, transform 0.5s ease;
}
.stat-card.visible .stat-number { opacity: 1; transform: translateY(0); }

.stat-label { font-size: 0.95rem; font-weight: 600; letter-spacing: 0.04em; text-transform: uppercase; }
.stat-desc { font-size: 0.82rem; font-weight: 300; line-height: 1.65; max-width: 220px; }

.stat-badge {
    display: inline-block; margin-top: 6px; padding: 5px 12px;
    font-size: 0.72rem; font-weight: 500; letter-spacing: 0.06em; text-transform: uppercase;
}
.stat-badge--light { background: rgba(255,255,255,0.15); color: #fff; }
.stat-badge--navy { background: var(--navy); color: #fff; }
.stat-badge--dark { background: rgba(27,47,78,0.12); color: var(--navy); }
.stat-badge--white { background: rgba(255,255,255,0.25); color: #fff; }

/* FORMS */
.form-card {
    background: #f6f1e8; padding: 4rem;
    border: 1px solid goldenrod; border-radius: 4px;
}

@media (max-width: 900px) { .stats-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .stats-grid { grid-template-columns: 1fr; } .stat-card { padding: 36px 28px 32px; } }